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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. To be eligible for a small group health insurance plan, a company may NOT have more than how many employees?

A) 2
B) 40
C) 50
D) 10

2. Which of the following is NOT a right of the life insurance policyowner?

A) Revoke an absolute assignment.
B) Borrow from the cash values.
C) Assign or transfer the policy.
D) Select and change a beneficiary.

3. Many Universal Life Policies will permit a partial surrender of cash value. The surrender amount would

A) not need to be repaid.
B) increase the cash value.
C) have to be repaid.
D) increase the face amount.

4. Any person of competent legal capacity may contract for life and health insurance at a MINIMUM age of

A) 18.
B) 16.
C) 15.
D) 21.

5. What is the term used when exchanging a new policy for one already in force?

A) Renewal.
B) Conversion.
C) Replacement.
D) Enhancement.

Solutions: